Attention HDFC Cardholders: Major Changes from July 1 – What You Must Know!

✈️ Revised Airport Lounge Access Policy (Effective June 10, 2025):

• No More Direct Swipe Access: Cardholders will no longer gain lounge entry by simply swiping their credit cards.

• Spend-Based Vouchers: Lounge access will now be granted through vouchers, contingent upon quarterly spending milestones:

  • Tata Neu Plus Credit Card: Spend ₹50,000 in a calendar quarter to receive 1 domestic lounge access voucher.

  • Tata Neu Infinity Credit Card: Spend ₹50,000 in a calendar quarter to receive 2 domestic lounge access vouchers.

This change aims to encourage higher card usage and streamline benefits.

💳 New Charges on Specific Transactions (Effective July 1, 2025):

• Rent Payments: A 1% fee will be levied on rent transactions made through third-party merchants.hdfcbank.com
• Wallet Loading (excluding PayZapp): A 1% fee will apply to wallet loading transactions exceeding ₹10,000 in a calendar month.
• Online Skill-Based Gaming: A 1% fee will be charged on gaming transactions exceeding ₹10,000 in a calendar month.

Each of these fees is capped at ₹4,999 per transaction.

⚠️ Additional Updates:

• Reward Points: No reward points will be awarded for transactions related to rent payments, wallet loading, and online gaming.
• Insurance Transactions: Reward point accruals on insurance-related transactions have been revised, with limits or eliminations in place.

🔍 What This Means for You:

These changes are part of HDFC Bank's broader efforts to realign its credit card offerings and benefits. Cardholders are advised to review their spending habits and adjust accordingly to maximize benefits and minimize additional charges.

Stay informed and plan your transactions wisely!